Restoration Contractors
New program specifically designed to cover the complete needs of the fire and water restoration contractor
Fire and Water Restoration Contractors have special insurance requirements and limited options in today’s marketplace. ELM offers a combination policy with General Liability and Pollution Liability, including Mold Coverage.
Policy Highlights:
- Combined Coverage form
- Commercial General Liability, Pollution, Mold and Bacteria Liability Coverage
- Policy Language Does Not Exclude Coverage for Errors and Omissions/Professional Liablity
- Exceeds the Coverage Provided By "Limited" Professional/E&O Endorsements
- Broad Coverage for Mold and Bacteria
- Employee Benefits Liability Available
- Stop Gap Liability Available
- Multiple Retention Options
- Meets or Exceeds the Requirements of All Major Insurance Claim Adjusting Organizations
- Coverage Provided by A.M. Best "A XV" Rated carrier
- Competitive Rates and Available in Most States
Coverage For All Of Your Operations (Including But Not Limited To):
Fire Restoration, Water Restoration, Disaster Restoration, Smoke Damage, Mold Remediation, Sewage Cleanup, Wind Damage Repair, Emergency Response, Asbestos and Lead Abatement related to Restoration, Air Duct Cleaning, Janitorial Services, Carpet and Upholstery Cleaning, Water Extraction. Reconstruction, Remodeling. Virtually Any and ALL of your contracting operations...
Umbrella coverage is available, along with commercial automobile, workers' comp and contractor surety bonding.